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Saturday, February 16, 2013

How to Open a Demat Account


How to open a Demat account?

demat account


You have to approach a Depository Participant (DP) to open a Demat account.

Most banks are Depository Participant  participants so you can approach them or else you can contact share trading agencies

To have latest list of registered Depository Participant  please visit websites www.nsdl.co.in and www.cdslindia.com

A broker and a Depository Participant  are two different people.

A broker is a member of the stock exchange, who buys and sells shares on his behalf and also on behalf of his customers.

A broker can also be a Depository Participant .

Following are the documents required to open Demat account

When you approach any Depository Participant , you will be guided through the formalities for opening a demat account.

TheDepository Participant  will ask to provide some documents as proof of your identity and address.

Below are the list of documents out of which you have to submit one or two.

PAN card, Voter's ID, Passport, Ration card, Driver's license,

Photo credit card Employee ID card, IT returns, Electricity/ Landline phone bill etc.

Do you need any shares to open a Demat account?

NO. You need not have to have any shares to open a demat account.

A demat account can be opened with no balance of shares.

And also there is no restriction to maintain any minimum shares. You can have a zero balance (shares) in your account.

How much it cost to open a Demat account?

The charges for demat account opening varies from broker to broker of from Depository Participant  to Depository Participant .

Generally some broker charge one time account opening fees but currently due to high competition they are offering free account.

To have latest charges please visit websites of www.nsdl.co.in and www.cdslindia.com or else you need to contact the specific broker.

Finally after successfully opening the demat account you are ready to do buying and selling of shares in share market exchanges like BSE and NSE.

Important points to remember while opening online demat account


  • Do multiple enquiries with various brokers or Depository Participant 's and try getting low brokerage charges.
  • Also discuss about the margin they provide for day trading.
  •  Discuss about fund transfer facility. The fund transfer should be reliable and easy. Fund transfer from your bank account to trading account and fund payout from your trading account back to your bank savings account.
Some online share trading account has integrated savings account which makes easy for you to transfer funds from your saving account to trading account.
  •  Very important is about service they provide, the research calls, intraday or daily trading tips.
  •  Also enquire about their services charges and any other hidden fees if any.
  • Check how reliable and easy is to contact them in case of any emergency, like buying and selling of shares on immediate basis or in case of any technical or other problems at your side while trading yourself.
  • You can also request to broker for demonstration of the trading terminal software and check how comfortable it is for you.
There are various brokers and Depository Participant , please contact us for more information of brokers.

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